Medicare Insurance
Medicare is designed to support your healthcare needs as you age, covering essential services such as doctor visits, hospital care, and prescription medications. With multiple plan options available, choosing the right coverage can feel overwhelming without proper guidance. At 9ja Insurance, we simplify the process by reviewing your doctors, medications, and budget to find a plan that truly fits your lifestyle. Our focus is helping you enroll with confidence in the most suitable plan for your needs. Nothing more, Nothing less!
Part A (Hospital Insurance):
Covers inpatient hospital stays, skilled nursing facilities, hospice, and some home health.
Part B (Medical Insurance):
Covers doctor visits, outpatient care, medical supplies, and preventive services.
Part C (Medicare Advantage):
All-in-one private plans (HMOs/PPOs) that bundle Part A, B, and usually D, often adding dental, vision, or hearing..
Part D (Prescription Drugs):
Private plans for drug coverage, available alone or with a Medicare Advantage plan. .
Deductible:
Your share (e.g., 20%) of costs for a covered service, paid as a percentage after the deductible.
Coinsurance:
Your share of costs (a percentage) for a covered service..
- People 65 or older.
- Younger people with certain disabilities.
- People with End-Stage Renal Disease (ESRD).
